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Real estate groups urged the Fed to stop rate hikes. Here’s why._我的网站

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一 |     资深配音演员 Robin Atkin Downes 已确认参与顽皮狗即将推出的新作 Intergalactic: The Heretic Prophet,他此前曾参与过 UNCHARTED™: 盗贼传奇合辑 和 最后生还者:第一部 系列的制作。Downes 是一位拥有数百部游戏和动画作品的英国演员,他此前在 最后生还者:第一部 中饰演 Robert,并在每一部 UNCHARTED™: 盗贼传奇合辑 作品中饰演了众多角色(包括 Atoq Navarro、Tenzin、Talbot、Vincent Perez、Hector Alcazar 等)。    Major housing industry groups voiced "profound concern" in a letter this week urging the Federal Reserve to stop raising interest rates.The rare public admonishment from top business advocates -- including the National Association of Realtors and the National Association of Home Builders -- underscores a dramatic slowdown in the housing market due in large part to rising interest rates.The letter arrives roughly three weeks before the Fed plans to make its latest rate-hike decision.Mortgage rates have reached their highest level in more than two decades and they have continued to rise. Data released on Thursday showed that mortgage rates increased for the fifth consecutive week, according to Freddie Mac."The speed and magnitude of these [mortgage] rate increases, and resulting dislocation in our industry, is painful and unprecedented," the letter from the housing groups said.Here's what to know about why real estate groups called on the Fed to stop raising rates:

What's happening in the housing market?

Sky-high mortgage rates have dramatically slowed the housing market, since homebuyers have balked at stiff borrowing costs and home sellers have opted to stay on mortgages that lock them into relatively low rates.Mortgage applications have fallen to their lowest level since 1996, the Mortgage Brokers Association said earlier this month.Sales of previously owned homes, meanwhile, have plummeted more than 15% compared to a year ago, the National Association of Realtors found in August.The slowdown has coincided with a sharp rise in costs for potential homebuyers.The average interest rate for a 30-year fixed mortgage has climbed to nearly 7.6%, Freddie Mac data shows.When the Fed initiated the rise of bond yields with its first rate hike of the current series in March 2022, the average 30-year fixed mortgage stood at just 4.45%.Each percentage point increase in a mortgage rate can add thousands or tens of thousands in additional costs each year, depending on the price of the house, according to Rocket Mortgage.

What role is the Federal Reserve playing in the housing market slowdown?

An aggressive series of interest rate hikes at the Federal Reserve since last year has pushed up the 10-year Treasury yield, which loosely tracks with long-term mortgage rates.The Fed has fought elevated inflation with borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand.While inflation has fallen significantly from a peak of about 9% last summer, price increases remain more than a percentage point higher than the Fed's inflation target.Price increases held steady in September, fresh data on Thursday showed, suggesting that elevated inflation remains resistant to the interest rate hikes.The persistence of elevated inflation has prompted the Fed to espouse a policy of holding interest rates at high levels for a prolonged period, which in turn has increased the 10-year Treasury yield and put upward pressure on mortgage rates.Moreover, the Fed expects to raise rates one more time this year, according to projections released last month.Speaking at a press conference in Washington, D.C., last month, Fed Chair Jerome Powell acknowledged the continued effect of interest rates on mortgages, noting that activity in the housing market "remains well below levels of a year ago, largely reflecting higher mortgage rates."

What do the housing industry groups want the Fed to do?

Housing industry advocates want the Fed to take swift actions that reassure investors and other market participants of an end to the policies cooling the industry.Most notably, the industry groups want the central bank to release a statement saying that it has abandoned consideration of additional rate hikes.In their letter to Fed officials, the housing groups cautioned that a further slowdown in real estate could help tip the U.S. economy into a recession, scuttling the central bank's effort to achieve a "soft landing.""We urge the Fed to take these simple steps to ensure that this sector does not precipitate the hard landing the Fed has tried so hard to avoid," the letter said.。现在,Downes 通过社交媒体确认他已回归顽皮狗的新作。“这件事我保密了一段时间……”他在 X/Twitter 上写道,“旅程仍在继续!很高兴能再次与顽皮狗的伙伴们合作!”“这件事我保密了一段时间……
旅程仍在继续!
很高兴能再次与顽皮狗的伙伴们合作!” —— Robin Atkin Downes,2026年8月21日这位演员还发布了一段自己身着带有顽皮狗标志的性能捕捉装备的短视频。这暗示 Downes 目前正在进行拍摄工作——这与 Intergalactic: The Heretic Prophet 距离发售仍有一段时间的预测相吻合。目前尚不清楚 Downes 为何现在公开这一消息,但对于这个神秘项目来说,任何点滴信息都弥足珍贵。关于顽皮狗这款即将推出的科幻冒险游戏的细节仍然很少,自该游戏首次公开宣布以来,开发商几乎没有提供更新。这是一款以使用酷炫等离子剑的赏金猎人为主角的科幻动作冒险游戏,Intergalactic: The Heretic Prophet 于 2020 年开始早期开发,并在 2024 年的 The Game Awards 上正式亮相。顽皮狗创意总监 Neil Druckmann 此前将该项目描述为工作室规模最大、野心最强,也可能是成本最高的游戏。Intergalactic: The Heretic Prophet 将由 Tati Gabrielle 饰演主角 Jordan,此外还有《风骚律师》的 Tony Dalton 以及其他来自顽皮狗以往游戏的回归演员,如 Merle Dandridge(最后生还者:第一部 中的 Marlene)和 Troy Baker(Joel、Sam Drake)。距离顽皮狗上一次发布新游戏已经过去了六年,尽管本周有详细报道指出,工作室在此期间一直忙于开发目前已取消的 最后生还者:第一部 Online。事实上,工作室的大部分成员在项目取消前一直在负责该项目,直到该项目被搁置后才加入 Intergalactic: The Heretic Prophet 项目。官方目前仍未说明 Intergalactic: The Heretic Prophet 将于何时发布。

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